First of all, with an understanding of how and when taxes come into play for each of us, we will know that in California we are payed 6th. Yes, we are 6th in line to collect on our (primarily) retirement money, aka: 401(K) or SEP-IRA. These plans have NOT been taxed on either the monies you’ve deferred and your profit. When we start cashing in our retirement plans, (which most of us do) we will be on the hook to claim whatever we take as income. Claiming these monies as income forces us to pay Federal, State, Local, taxes. Also we have to pay tax on our Social Security check if we take more then 25k from retirement plans. We will also have to pay for Medicare. Medicare and Social Security are FREE benefits, unless you have income at which point we have more taxes due. In all reality we are 6th in line to get our retirement money. I don’t know about you, but me…I’m not having it, I know that the current tax code says that we are only required to pay tax on our income the year we earn it. If you’re serious and want to learn how to get your money off the grid and under the radar of the IRS “LEGALLY” then go to the contact page and make contact with us.